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Protect your snow trip with ski travel insurance cover

It doesn’t matter if you’re a snowboarder or a skier, you’ll know nothing compares to the feeling of conquering the slopes. But crashing out on the mountain and injuring yourself? That’s enough to ruin the joy of a perfect run – even more so when the mishap comes with a tremendous medical bill.

At Cover-More, we offer snow travel insurance cover to help protect your winter holiday. Our Snow Sports Cover can be added to any of our travel insurance plans for an additional premium to help keep you safe on the mountains should the unexpected occur.

Want more information on snow activities and trips? Check out our Winter Sports FAQs, as well as our essential guide for ski holidays and the best ski destinations for Aussies.

Or, if you’re ready to buy, you can get a quote online now.

What is ski insurance?

Whether you’re planning a ski trip to Japan, a snowboarding adventure in New Zealand, or some snowmobiling fun in Canada, snow travel insurance cover helps provide you with coverage for winter sports activities you want to undertake on your snow trip.

Because being at the snow and participating in winter sports activities often increases the risk of injuries or incidents, you’ll need to ensure you upgrade or amend your travel insurance policy to include snow activities like skiing and snowboarding for cover to be provided for those activities.

Depending on the travel insurance company, it might be called ski insurance, ski travel insurance, or travel insurance for snow sports – but no matter what the name, you should consider insurance to help protect you against unforeseen costs should you have a mishap on the slopes and need medical assistance.

Why should I buy ski insurance cover for my trip?

When you’re on the slopes overseas, even a minor accident can completely ruin your holiday and leave you with high medical costs. Thanks to the rugged terrain and often isolated locations of ski fields around the world, it’s an extremely costly exercise to airlift someone off the slopes and take them to the nearest hospital for medical assistance.

So, if you’re not prepared to pay outrageous sums of money for any unexpected medical assistance cost, we highly recommend you consider ski travel insurance cover for your upcoming snow trip.

Snow-related injuries don’t just happen to beginners, either. All skill levels should consider our ski insurance cover – called Snow Sports Cover – before they hit the slopes.

Our Cover-More customer Clara discovered the importance of insurance when her son was snowboarding on Mammoth Mountain in eastern California. He fell and broke his wrist, resulting in costly American medical expenses.

Clara’s total claim for her son’s broken wrist was more than $2,590, but because she protected her family with ski travel insurance cover, we paid the bill and her family wasn’t left out of pocket.

“Cover-More was efficient and prompt in paying the bills (which are notoriously high in the USA!). I will choose Cover-More again for travel insurance!” – Clara, Cover-More customer

Travel insurance cover for snow sports is important to consider having whether you’re skiing in Chile, taking advantage of a ski package at a resort in Switzerland, or headed to Queenstown for a long weekend break. Get a quote online now.

What does Cover-More's snow travel insurance cover include?

If you’re a snow sports enthusiast, you’ll be delighted to know we have a number of ski insurance cover options, whether you’re enrolling in your first ever ski school, dusting off your trusted snowboard, or heading off-piste with a guide.

To get snow travel insurance cover with us, simply choose the travel insurance plan that suits you, and then add our Snow Sports Cover to your policy before you purchase. The types of plans we offer include:

  • International: perfect for an overseas ski holiday. Choose from a Comprehensive+, Comprehensive or Basic plan, depending on the level of coverage you want for your entire overseas trip.
  • Domestic: great for protecting your winter escape to Australian ski resorts. Choose from a Comprehensive+, Comprehensive or Basic plan, depending on the level of coverage you want and your budget.
  • Inbound Plan: only available to non-Australian residents travelling to Australia who need snow travel insurance cover because they’re visiting a snow field on their trip Down Under.

For more details on each plan, you can compare our travel insurance plans here.

To obtain cover for snow skiing, snowboarding, and snowmobiling while travelling, we have two options available for you to include in your policy:

  • Snow Sports
  • Snow Sports+

You must pay an additional premium for either level of snow travel insurance cover when including it in any of our Cover-More plans.

Please note: if you do not have Snow Sports Cover included in your policy, any claims for expenses arising from injuries or accidents that happen when participating in snow sports are not covered.

Want more details on the two levels of Snow Sports Cover we offer? Read on to find out.